PRIVACY POLICY
Last updated: October 2026
AF Development Consulting (“AF,” “we,” “us,” or “our”) respects your privacy and is committed to handling personal information responsibly and transparently.
This Privacy Policy explains how personal information may be collected, used, disclosed, retained, and protected when you visit our website or communicate with us through it.
Information We Collect
When you choose to contact AF through our website, we may collect the information you voluntarily provide, including:
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First name
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Last name
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Email address
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The contents of your message
We ask that you not include sensitive personal information in a website inquiry unless it is necessary for your request.
Our website and its service providers may also collect limited technical and usage information associated with operating, securing, and understanding use of the website. Depending on the technologies used and your cookie preferences, this may include information relating to browser or device type, website activity, pages visited, approximate location or traffic source, and similar technical information.
How We Use Personal Information
We may use personal information to:
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respond to inquiries and requests;
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communicate with prospective or existing clients, partners, contacts, or other individuals who contact AF;
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provide information requested about AF and its services;
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operate, maintain, secure, and improve our website and services;
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understand website usage and performance where applicable; and
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meet applicable legal, regulatory, or legitimate business requirements.
Information submitted through the website contact form is not used to automatically enroll individuals in promotional or marketing communications.
Consent and Limiting Collection
AF seeks to collect only personal information reasonably necessary for identified purposes.
Where consent is required, we seek to ensure that individuals understand the nature and purpose of the collection, use, or disclosure of their personal information.
If we wish to use personal information for a materially different purpose, we will obtain additional consent where required by applicable law.
Service Providers and Disclosure
AF may use service providers that support the operation of our website and business, including website hosting, website forms, communications, analytics, security, and other technology services.
Our website is currently built and hosted using Wix services. Personal information may therefore be processed or stored by service providers on AF’s behalf. Where appropriate or required, AF takes reasonable steps to ensure that service providers handling personal information provide appropriate protection and use the information for authorized purposes.
AF does not sell personal information. We may disclose personal information where required or permitted by applicable law.
Processing Outside Canada
Some service providers may process or store personal information outside Canada.
When personal information is processed in another jurisdiction, it may be subject to the laws of that jurisdiction and may be accessible to courts, law-enforcement authorities, regulatory bodies, or other governmental authorities in accordance with applicable law.
Cookies and Website Analytics
Our website may use cookies and similar technologies to support website operation, security, functionality, and performance.
Depending on the website configuration and a visitor’s choices, cookies and similar technologies may also be used to understand website usage and performance.
Where applicable, visitors may be provided with options to manage non-essential cookies through available cookie or privacy settings.
Retention of Personal Information
AF retains personal information only for as long as reasonably necessary to fulfill the purposes for which it was collected, meet legitimate business needs, or satisfy applicable legal requirements.
When personal information is no longer reasonably required, we take appropriate steps to securely delete, destroy, or anonymize it, as appropriate.
Safeguards
AF uses reasonable administrative, technical, and organizational safeguards appropriate to the nature and sensitivity of the personal information under our control.
No method of electronic transmission or storage can be guaranteed to be completely secure, and we therefore cannot guarantee absolute security.
Access and Correction
Individuals may request access to personal information about them under AF’s control and may request correction of information that is inaccurate or incomplete, subject to applicable legal requirements and exceptions.
Third-Party Websites
Our website may contain links to websites or services operated by third parties.
AF is not responsible for the privacy practices, security, or content of third-party websites or services. We encourage visitors to review the privacy information provided by those organizations before providing personal information to them.
Privacy Questions, Requests and Complaints
Questions, concerns, requests for access or correction, or complaints relating to AF’s handling of personal information may be directed to:
AF Development Consulting
Email: info@afdevelopmentconsulting.com
AF will review privacy inquiries and complaints and take appropriate action where required.
Changes to This Privacy Policy
AF may update this Privacy Policy from time to time to reflect changes to our website, business practices, technologies, or applicable requirements.
The current version will be posted on this page with the date of the most recent update.
PRIVACY POLICY, TERMS OF USE
&
ACCESSIBILITY STATEMENT
TERMS OF USE
Last updated: October 2026
These Terms of Use govern access to and use of the AF Development Consulting (“AF,” “we,” “us,” or “our”) website. By accessing or using this website, you agree to these Terms of Use.
Website Information
The information presented on this website is provided for general informational purposes and to describe AF Development Consulting, our experience, perspectives, capabilities, and services.
Although we seek to provide useful and accurate information, website content may be updated, changed, or removed from time to time and may not always reflect the most recent developments.
No Professional Engagement Created
Information on this website does not constitute legal, financial, investment, tax, accounting, or other regulated professional advice.
Accessing or using this website, submitting an inquiry, or communicating with AF through the website does not, by itself, create a consulting, advisory, agency, partnership, fiduciary, or other professional relationship between AF Development Consulting and the visitor.
Any consulting or advisory engagement is subject to a separate agreement between AF and the relevant client.
No Guarantee of Results
Business development, investment attraction, market expansion, partnerships, market entry, and related strategic activities depend on numerous factors, including circumstances outside AF’s control.
Information presented on this website should not be interpreted as a representation, promise, or guarantee of any particular business, investment, commercial, partnership, funding, or market outcome.
Intellectual Property
Unless otherwise indicated, the content of this website, including text, branding, graphics, design elements, concepts, and other original material, is owned by or used with permission by AF Development Consulting and is protected by applicable intellectual property laws.
Visitors may view and use website content for personal, informational, and legitimate business-reference purposes.
Website content may not be reproduced, republished, distributed, modified, commercially exploited, or presented as another person’s or organization’s work without appropriate authorization.
Third-Party Links
This website may contain links to third-party websites or resources for convenience or informational purposes.
The inclusion of a link does not necessarily constitute AF’s endorsement of the third party, its content, products, services, views, or practices.
AF is not responsible for the availability, accuracy, security, content, or practices of third-party websites or services.
Website Availability
AF may modify, suspend, discontinue, or restrict access to any part of the website without notice.
We do not warrant that the website will always operate uninterrupted or be entirely free from errors, security vulnerabilities, viruses, or other harmful components.
Limitation of Liability
To the extent permitted by applicable law, AF Development Consulting will not be liable for loss or damage arising solely from reliance on general information contained on this website or from an inability to access or use the website.
Nothing in these Terms of Use is intended to exclude or limit liability that cannot lawfully be excluded or limited.
Acceptable Use
Visitors must not use this website in a manner that is unlawful, fraudulent, harmful, or disruptive, or in a way that interferes with the operation or security of the website or infringes the rights of AF or others.
Privacy
Use of this website is also subject to AF Development Consulting’s Privacy Policy, which explains how personal information may be collected, used, disclosed, retained, and protected.
Changes to These Terms
AF may update these Terms of Use from time to time to reflect changes to the website, our business practices, or applicable requirements.
The current version will be posted on this page with the date of the most recent update.
Governing Law
These Terms of Use are governed by the applicable laws of the Province of Ontario and the laws of Canada applicable therein, without prejudice to any rights that may apply under mandatory laws in another jurisdiction.
Contact
Questions regarding these Terms of Use may be directed to:
AF Development Consulting
Email: info@afdevelopmentconsulting.com
ACCESSIBILITY STATEMENT
Last updated: October 2026
AF Development Consulting is committed to providing a website that is accessible and inclusive and to supporting access to our online information and services for people with disabilities.
Our Approach to Web Accessibility
An accessible website should enable people with different abilities to navigate, understand, and interact with its content as effectively as possible, including through assistive technologies where applicable.
In developing and maintaining this website, AF Development Consulting seeks to consider accessibility in its design, structure, navigation, content, and functionality.
Accessibility Measures on This Website
As part of our accessibility efforts, we seek to incorporate practices such as:
• maintaining clear page and heading structures;
• establishing a logical content and navigation order;
• using readable text and appropriate colour contrast;
• providing alternative text for meaningful images where appropriate;
• supporting keyboard navigation and commonly used assistive technologies where supported by the website platform;
• considering accessibility when using motion, visual effects, media, and other interactive content; and
• reviewing the website for potential accessibility issues and making reasonable improvements as they are identified.
The website is built using Wix, which provides accessibility features and tools that can assist with identifying and addressing accessibility considerations.
Accessibility Standards and Ongoing Improvement
AF Development Consulting seeks to follow recognized web accessibility practices, including relevant principles reflected in the Web Content Accessibility Guidelines (WCAG), where reasonably applicable to our website.
Accessibility is an ongoing process. Website technologies, content, accessibility standards, and user needs evolve over time. We therefore intend to review and improve the accessibility of the website as appropriate.
Some functionality or content provided through third-party services may be outside AF Development Consulting’s direct control. Where we become aware of an accessibility barrier affecting such content or functionality, we will consider reasonable steps to address the issue or provide an alternative where practicable.
Accessibility Requests, Issues and Suggestions
If you experience difficulty accessing information or using a feature of this website, require assistance, or would like to suggest an accessibility improvement, we welcome your feedback.
Please contact:
AF Development Consulting
Email: info@afdevelopmentconsulting.com
When possible, please identify the page, content, or feature involved and describe the difficulty you experienced. We will review accessibility feedback and seek to provide reasonable assistance or an alternative means of accessing the information where appropriate.